PERSONAL insurance

Home Insurance
A policy which covers damage to or destruction of your residence and detached structures, damage, destruction or theft of your personal property anywhere in the world, additional living expenses that result from a covered loss, personal liability lawsuits, good will medical payments for guests that are injured on your premises.

Automobile Insurance
A policy which covers physical damage to your vehicle, liability lawsuits against you for bodily injury or property damage, the cost of using a rental vehicle if your vehicle is damaged by a covered loss, expenses from injuries that you sustain in an accident, emergency road service.

Personal Property Insurance
A policy which covers specifically named valuable articles for physical damage, theft or loss.